International Private Medical Insurance

Health coverage
that travels
with you.

NovaBlu delivers flexible IPMI for UAE individuals and businesses — with regional networks, transparent pricing, and seamless digital management.

6Provider Networks
6Plan Tiers
UAERegulated & Backed
IPMIInternational Cover
Underwritten byAl Wathba National Insurance Co.
Technology byPolisync
Available inDubai & Abu Dhabi
Product TypeInternational Private Medical Insurance
What is NovaBlu

IPMI built for the
UAE market.

01

NovaBlu is an International Private Medical Insurance product developed specifically for the UAE, available to both individuals and small-to-medium enterprises.

Underwritten by AWNIC, with technology and operations powered by Polisync — combining institutional strength with modern digital efficiency.

Whether you are an individual seeking comprehensive cover or a business managing employee benefits, NovaBlu provides the flexibility and transparency you need.

  • 01Six plan tiers from essential to unlimited premium coverage
  • 02Multiple UAE hospital and clinic networks across Dubai and Abu Dhabi
  • 03Available for individuals, families, and SME groups of any size
  • 04Optional maternity, dental, and optical benefit riders
  • 05Fully digital quoting, onboarding, and policy management
  • 06UAE-regulated product backed by institutional underwriters

Coverage Tiers

Six plans.
One for everyone.

From essential in-patient cover to unlimited global protection.

01 / 06
Apex
Tier 1 — Premium

Unlimited, top-tier cover for complete peace of mind, worldwide.

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Most Popular
02 / 06
Bliss
Tier 2 — Premium

Premium cover for discerning individuals who expect the best in care.

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03 / 06
Crest
Tier 3 — Enhanced

Upper mid-range cover with elevated limits and premium network access.

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04 / 06
Dune
Tier 4 — Core

Comprehensive mid-tier cover with enhanced benefits and broader access.

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05 / 06
Flow
Tier 5 — Standard

Balanced cover with out-patient access for everyday health needs.

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06 / 06
Essential
Tier 6 — Entry

Core in-patient and emergency cover for cost-conscious individuals.

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Why NovaBlu

Insurance that
works harder.

01

UAE-First Design

Built specifically for the UAE regulatory environment and healthcare landscape — not adapted from a global product.

02

Instant Digital Quoting

Powered by Polisync technology, quotes are generated in real time — no delays, no back-and-forth.

03

Wide Network Choice

Six provider networks across Dubai and Abu Dhabi, so members access care where they live and work.

04

SME-Ready

Group census tools, per-member pricing, and flexible plans — designed for businesses from 2 to 200+ staff.

05

Institutional Backing

Backed by one of the UAE's most trusted national insurers, NovaBlu is fully regulated, financially sound, and built to deliver on every claim.

06

Flexible Benefits

Optional maternity, dental, and optical riders let you tailor coverage without over-paying for what you do not need.

Provider Access

Choose your
network.

CNComprehensive Network
GNGeneral Network
RNRestricted Network
SRNSuper Restricted Network
WNWorkers Network
VNValue Network
Simple Process

From quote
to coverage.

01

Choose Your Plan & Network

Select from six plan tiers and the provider network that suits your location across Dubai or Abu Dhabi.

02

Get an Instant Quote

Our Polisync-powered quoting engine calculates your premium in seconds — for individuals or entire SME groups.

03

Complete Your Application

Submit your details digitally. Our team handles underwriting and documentation with AWNIC — no paperwork, no friction.

04

Access Your Benefits

Receive your policy documents and membership card. Present it at any in-network facility and let NovaBlu handle the rest.

Ready to get covered

Start your
NovaBlu journey.

Talk to our team for a personalised quote — for yourself, your family, or your business.

Request a Quote →